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Terms of Service

Effective August 31, 2026

In effect, and still early

Hull is a free beta run by one person, and this document has not yet been reviewed by a lawyer. It is in effect and it does bind both of us — this notice is here so you know how young it is, not to suggest you can ignore it. Expect it to be revised; material changes will be announced before they apply to you.

1. This agreement

These terms are between you (and the business you represent, together “you”) and Clayton Allen, an individual (“we”, “us”). They govern your use of Hull.

By creating an account you accept these terms. If you are agreeing on behalf of a company, you confirm you have the authority to bind it. If you do not agree, do not use the service.

Our Privacy Policy describes how we handle data and forms part of this agreement.

2. What the service is — and what it is not

Hull reads the bills and records you give it, classifies costs, maps them to your products, and helps you understand per-unit costs, margins, and forecasts. It connects to accounting and commerce platforms you already use.

Hull is not an accounting platform, and it does not provide financial, tax, accounting, investment, or legal advice. Your accounting platform remains your system of record. Nothing the service outputs is a substitute for your accountant, bookkeeper, or advisor, and you should not treat it as one. Decisions you make using the service are yours.

Connections to third-party platforms are read-only. Hull does not write to your accounting platform or your store.

3. AI output is a draft

The service uses AI to read documents, classify costs, suggest mappings, draft messages, and answer questions. AI output is presented to you as a draft for review, and the service is designed so that nothing becomes a final record without a person approving it.

AI can be wrong. It can misread a document, misclassify a cost, or produce a figure that looks reasonable and is not. You are responsible for reviewing what you approve, and for anything you do on the basis of it. We do not warrant that AI output is accurate, complete, or fit for any particular purpose.

4. Beta

The service is in beta. It is offered free of charge, it will change, features may be added or removed without notice, and it may be unavailable. There is no service-level commitment.

Keep your own copies of anything you cannot afford to lose. While we take care with your data, a beta service is not a system of record and should not be your only copy of anything.

If we begin charging, we will tell you before any fee applies to you, and you may decline and stop using the service.

5. Your account

You are responsible for your account credentials and for what happens under your account. Use a strong, unique password, and tell us promptly at clayton@hull.tools if you believe your account has been compromised.

You are responsible for the people you invite into your workspace and the access you give them. You must be at least 18 and able to enter a binding contract.

6. Your data

Your data is yours. You keep all rights in the documents, records, and information you put into the service or connect to it. You grant us only the permission we need to run the service for you: to store, process, transmit, and display that data, including sending it to the AI and infrastructure providers listed in our Privacy Policy.

You confirm you have the right to give us the data you provide, including where it contains information about other people — a contact name on a supplier invoice, for example.

We do not sell your data, we do not use it to advertise to you, and we do not use one customer's data to serve another. We use paid AI provider tiers under terms that do not permit the provider to train models on the content we submit.

7. Acceptable use

You agree not to:

upload anything unlawful or malicious; attempt to access another customer's data; probe, scan, or test the security of the service except with our written permission; reverse engineer the service; use it to build a competing product; scrape or bulk-extract it by automated means outside the features we provide; resell or share access outside your workspace; or use it in a way that degrades it for others.

8. Third-party services

When you connect QuickBooks, Shopify, or any other platform, your use of that platform stays governed by your agreement with its provider. We are not responsible for those services, their availability, or what they do with your data. If a provider changes or withdraws access, parts of the service may stop working.

9. Confidentiality

We will treat your business data as confidential and will not disclose it except to the providers we use to run the service, where you tell us to, or where we are legally required to — in which case we will tell you unless we are prohibited from doing so.

10. Ending the agreement

You may stop using the service and delete your company or your account at any time from Settings. Deleting removes your data as described in the Privacy Policy, and it cannot be undone.

We may suspend or end your access if you breach these terms, if required by law, or if we discontinue the service. If we discontinue it, we will give you reasonable notice and an opportunity to export your data where we can.

11. Disclaimers

The service is provided “as is” and “as available”, without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the service will be uninterrupted, error-free, or that any figure it produces is accurate.

12. Limitation of liability

To the fullest extent permitted by law, neither party is liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenue, data, or business opportunity, even if advised such damages were possible.

Our total liability arising out of or relating to the service is limited to the greater of the amount you paid us in the twelve months before the claim, or one hundred US dollars. Because the service is currently free, you should read that as one hundred US dollars.

These limits do not apply to liability that cannot be limited by law.

13. Indemnity

You will defend and indemnify us against third-party claims arising from your data, your use of the service in breach of these terms, or your violation of law or another party's rights.

14. Changes to these terms

We may update these terms. If a change is material, we will update the effective date above and notify account owners by email before it takes effect. Continuing to use the service after that means you accept the updated terms.

15. General

These terms are governed by the laws of Oregon, United States, without regard to conflict-of-laws rules, and the courts there have exclusive jurisdiction. If a provision is unenforceable, the rest remains in effect. Our not enforcing something is not a waiver of it. You may not assign this agreement without our consent; we may assign it in connection with a merger, acquisition, or sale of assets. These terms and the Privacy Policy are the entire agreement between us about the service.

16. Contact

Questions about these terms: clayton@hull.tools.